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Dear Money Grubbing Hosebags...
Dear Selfish Killers of the American Dream!
Dear Peddlers of Hyper-Consumerism...
Dear Whores! Whores! Whores!

Please, please, puh-leeeez!!!! Stop your continuous assault on my mailbox with these incessant offers for more credit cards. I either don't need or want your services... and if I did, I'D CONTACT YOU OR MY BANK or get a referral THROUGH A FRIEND or FAMILY MEMBER.

What other industry conducts their business this way? None. If I wanted a pizza, I'd call Dominos... I would not need a "time sensitive" application to be "pre-approved" for an extra large pepperoni pizza, now would I? A magazine subscription comes close... but it's a $20-dollar-error worse case scenario.

Having good credit and keeping it that way is a major responsibility and should be taken seriously — by both customer and lender. Sending out as many offers as your company does increases the chances of damaging a person's good credit; stolen applications are just the beginning! Were you aware that:

  • The average balance on a credit card is $Seven Grand?
  • The average household has 10 credit cards?
  • The average interest rate is 18.9%?
  • Credit card companies solicit the average American 7 times per year through the mail (way below my norm of about 4 times a week!)?
  • Late fees are now $29.00 plus the componded interest if you keep a running balance?
  • Almost half the households in America report having difficulty paying their minimum monthly payments?
  • Americans payed out approximately $65 billion in interest last year alone?

In conclusion, I insist that you end your systematic raping of the American Dream. We citizens are getting fed up with corporate entities influencing our elected representatives. If you continue, then we will be forced to inflict more creative punishment on your puny heartless souls... or worse, we'll write Ann Landers!

Subversively Yours,

Responsible Consumer

http://www.house.gov/
http://www.senate.gov/

STOP RUINING
PEOPLE'S CREDIT

STOP SENDING OUT THESE
"PRE-APPROVED" OFFERS

STOP YOUR PREYING ON
IMPULSIVE SPENDERS

STOP YOUR MONEY
GRUBBING WAYS

 


Copyright ©2001 Subversive Apathy